Employee Benefits.

We work with companies in a variety of industries including banking, retail, manufacturing, engineering and non-profits, and we NEVER represent the insurance companies, our focus is on the best interest of our clients.

We have developed a multi-faceted approach to benefits proven to save employers money. And, as “coverage” and “policy language” experts with a unique understanding of risk management, we are able to position our clients in the most favorable light to the underwriters who ultimately determine premiums.

  • We listen to understand each client’s unique needs and use our resources and experience to analyze and compare various solutions and strategies.
  • We’ll leverage our long-term relationships with top-carriers and other vendors to get you the best rates, service and, if applicable, we’ll help match you with the best networks offering the highest discounts for you and your employees’ specific healthcare needs.

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Traditional Benefits

Click the links below for general details.

Non-Traditional Benefits

The following group benefits offer additional savings through tax and other advantages. Click the links below for specific details.

Voluntary Benefits

Voluntary benefits help employees manage financial risk and will enhance your employer paid benefits by providing protection that goes beyond traditional health benefits. These supplemental benefits are 100% covered by the employee, but are offered at a special discounted “group-rate” and they are conveniently paid through pre-taxed payroll deductions.  Easy to set up and manage, and surveys consistently show that employers who offer voluntary benefits have a higher rate of employee satisfaction.

Voluntary Benefits We Offer

Click the links below for details.

Employee Wellness

Give your employees access to wellness benefits designed to enrich their lives and help develop healthy lifestyle habits.

  • Diet, Nutrution, Exercise & Physical Fitness
  • Financial Fitness
  • Substance Abuse Programs
  • TeleMedicene & other Preventative Medicene
  • Smoking Cessation Programs

Why Wellness in the Workplace?

Repeated national surveys show that employers who promote wellness oriented work environments benefit from lower premiums, reduced absenteeism, and an increase in employee productivity, morale and overall satisfaction.

MAR Insurance Group Inc will help you incorporate wellness benefits at little or no cost and further help to keep your employees engaged in these programs.

Key Person Benefits

Executive Planning

Key Person Life and Disability Insurance are tailored for key personnel in a company, whose continuation in the business is crucial to its success.  This is usually the owner, the founders or perhaps a few key employees.  Key Person polices can be customized to wrap around the group plan for key executives, which protects the business and the executive’s family in the event of a sudden critical illness or death.

Other Benefits

  • Retirement Plans (401k Traditional, Safe-Harbor, Profit Sharing, Roth)
  • TeleMedicene – cost saving strategy to help promote wellness. You can connect to a licensed doctor by phone, within minutes. Get the same care and pay only a fraction of an office visit.
  • Employee Assistance Programs – benefits that provide professional mental counselors, financial experts and other resources to help employees with workplace stress, personal issues and problems.  EAPs effectively work to eliminate obstacles that prevent an employee from thriving in the workplace